Friday, November 04, 2005

A little Escapade!

Thinking of the beach,
Palm trees, and the sun...
A beautiful atmosphere,
Cold drinks, and great songs;
Nostalgia and Joy converge in my soul,
As I imagine you and me [by the beach]
Having great fun.
Indulging our senses with Nature's beauty,
Great passion, and much more...
We'll have a wonderful experience
If we escape together to have some fun!

GX

TRAYECTORIA DIVINA

A eso de caer y volver a levantarse,
De fracasar y volver a comenzar,
De seguir un camino y tener que desviarse,
De encontrar el dolor y tener que afrontarlo...
A eso no le llames adversidad, llamale Sabiduria.

A eso de fijar una meta y tener que seguir otra,
De huirle a una prueba y tener que enfrentar otra,
De planear un vuelo y tener que viajar on otro.
De aspirar y no poder, de querer y no saber,
De avanzar y no llegar...
A eso no le llames castigo, llamale Ensenanza.

A eso de pasar dias radiantes, dias felices,
Y dias tristes - lleno de soledad...
A eso no le llames suerte, llamale Experiencia.

A eso de que los ojos miran y los oidos oyen,
De que el cerebro funcione y las manos trabajen,
De que la boca sonria y el alma irrada sensibilidad -
Haciendonos sentir Amor en el corazon...
A eso no le llames poder humano, llamale Milagro Divino.

Nuestras experiencias ayudan a formar el molden que nos convierte en seres unicos e independientes, capazes de alcanzar y conquistar cualquier meta en nuestras vidas.
A veces llamamos "Adversidad" a lo que no podemos conseguir facil, ya que no entendemos los obstaculos que se atraviesan en nuestros caminos. En si, esos obstaculos nos guian a travez de la ensenanza, y nos ceden la sabiduria que nos permite evadir la rutina y el castigo.
Y siempre recuerda que: "Sinceridad, Paz, Amor, y Determinacion son los ingredientes requiridos para obtener armonia absoluta y felicidad completa.

De todo corazon,
GX

Business News and Highlights:

Steve Case (AOL’s co-founder) quit the company’s board – it’s definitely because the company will be sold, and he won’t have much power over it anymore. Who’s buying though?
Putin will be out of Russia in 2008, clearing the way for a business-oriented Head of State. New opportunities will arise; as their economy gets revamped to better compete in the global economy.
The economy and inflation in the U.S. is getting so tough, that more college graduates and professionals need two jobs just to cover their monthly expenses – especially in big cities near the coasts.
Credit Card companies are going for small purchases and tiny transactions (of even less than $5.00); more profits from fees and increasing interest rates!!
(Poor consumers, they really don’t have a clue of the game that’s being played out here).
Japanese Institutions and investors have learned from their past mistakes, and are concentrating on smaller (yet smarter and more profitable) overseas acquisitions. (Good article on WSJ pg. C-4, 11/01/05).

Now changing gear, the market overall has been bearish during the last month or so, but investors are expecting a late surge in the 4th quarter – driven mainly by the profitable large caps (particularly those in the Defense sector), basic materials (steel, coke, lumber, etc.) energy (oil drilling and refinery companies, natural gas, coal), and innovative tech companies; everything else will not have a good Christmas, particularly those companies relying in discretionary consumer spending. The people’s discretionary funds are diminishing as inflation continues to cut into their money.
And finally, your favorite sector: Real Estate, the bubble is basically here, as people desperate for cash are beginning to list their properties “for sale,” but nobody is buying. The bubble will not be nationally because of the re-building that’ll be done in the south – as a result of the hurricanes; but, otherwise, everywhere else things are not looking good at all. So, ’06 will be a very tough year for those who didn’t prepare and planned ahead.

Tough times are here, so get ready!!!
GX

Tuesday, November 01, 2005

The Big Squeeze!

The economy has become a two-headed monster, where those in the green (+) side of the economic curve are profiting very solidly, while those in the red (-) side are taking a beating in general.
The haves are enjoying record profits in the 3d quarter, as the average worker is seeing his/her paycheck reduced substantially by high gas prices, lower wages, and a huge increment on the price of food, medicine, and other needed goods.
"Savings" are a great indicator of how the world's resources are being redistributed, since one group is accumulating massive wealth, while the other is falling deeper and deeper in the abyss of debt.
HELLO PEOPLE!! There's no middle class anymore; one is either rich or poor, and the gap between the two keeps getting wider by each passing minute.
The experts and economists are "unsure" about this holiday season's consumer spending; well, I'll tell you what's going to happen:
people are going to do whatever it takes to buy plenty of gifts and unnecessary items for their children and loved ones, and are going to ignore their fiscal responsibilities, as well as goals - just to escape their reality for a while and have a good time.
The setback will be equivalent to a three-year loss, because the money and income that's suppose to build an emergency fund and nest egg will have to be allocated for bills and debt.
Hence, this holiday season - and beyond - teach yourself and your loved ones what "fiscal responsibility" is all about, and create a realistic budget to ensure that no money gets wasted. There will always be tomorrow, and believe me, there's nothing better than to have fun without worries or limitations.
Peace of mind is priceless!
GX